Home| Privacy Policy | Site Map

Listen to Mike on the radio.

The "Cure" DVD

“What does Michael Mack Do?”

We solve money troubles.  We give you options. We offer solutions. We offer peace of mind.

 

Is it Possible to Get out of Credit Card Debt without Bankruptcy?”

Yes. We get people out of debt without bankruptcy almost every day. It’s not guesswork for us. We’ve been doing it since 1998 for thousands of clients.

However, you need to know all options, not just one.

 

What Are Your Fees?"

We are never paid a dime for a first time consultation.

If we take your case for debt forgiveness (non bankruptcy) we do not require any upfront fees.

 

“How Will this Affect My Credit Score?”

You can pay your bills on time, but still have a low credit score.  And if you are carrying too much credit card debt your score will go down – every single month.   

Many of our clients wrongly believe that they have good credit when they hire our firm, but they are shocked to discover that their scores are not as very high because they are basically “maxed out” on their cards. 

FICO penalizes you for every month your revolving debt is too high in relation to available credit.  Thefore, you can pay your accounts on time, but still have a low credit score.  FICO, by the way, is the “Gold Standard” credit score used by all three credit bureaus – Trans Union, Equifax and Experian.

However, if you wipe out your excess revolving debt, your credit and financial well being can be restored to much healthier levels. If you become a client, we will give you a proven plan to restore your credit and maximize cash flow.

WARNING: Credit Counseling can lower your score. FICO does not penalize you for being in a credit counseling program, but the creditors typically report “not paying as agreed” to your bureaus.

 

 

 


Get Help Now!
Tell us about yourself online or
call 1-800-618-0453
Get a response with 24 business hours.

 

v
The Creditman: Never Get Phone Calls Like This One Again
The Credit Man Iron Clad Guarantee
Warning! Scam alert!
Go ahead! Watch and listen to gripping real life stories of people who have finally found peace of mind. This is life changing stuff!